Articles from Financial Technology Association

When Americans need to pay for a car repair, buy a new winter jacket, or purchase school supplies, they want options that are clear, fair, and affordable. Buy Now Pay Later (BNPL) has become one of those options for tens of millions of people.

Today, the Financial Technology Association (FTA) launched its annual Smarter Than Scams campaign to help consumers spot, avoid, and report scams during the holiday shopping season. As fraudsters deploy increasingly sophisticated tactics - from AI-generated voices to urgent payment requests - FTA’s national education campaign, in partnership with Cash App, PayPal, and Venmo, equips consumers with simple, effective steps to protect their money and stay ahead of scammers.

Today, the Financial Technology Association (FTA) launched its annual campaign, Smarter Than Scams, to help consumers recognize and avoid common payment scams during the holiday shopping season. As fraudsters continue to become more sophisticated, three-quarters of consumers will encounter scams while shopping online. FTA’s national education campaign, in partnership with Cash App, PayPal, and Venmo, aims to empower consumers with the tools to outsmart scams and keep their money and financial information safe.

The Financial Technology Association launched a national campaign, “Smarter Than Scams,” to empower consumers with the tools to recognize and avoid payment scams during the holiday shopping season. Sending money for the holidays has never been easier, with four in five Americans using a peer-to-peer payment app such as Cash App or Venmo. From texts to social media posts, scammers are looking to take advantage of shoppers during the busy holiday season.

The Financial Technology Association (“FTA”) announced that Klarna, Truework, Nium, and Sezzle have become the newest members of the trade group. With these new members, FTA expands and deepens its broad representation of the fintech industry ranging from leaders in lending and payments to open banking, artificial intelligence (AI) and machine learning (ML), and robo-advisory. All are joined by a commitment to drive greater financial inclusion, equity, and opportunity and to advance consumer-centric regulatory frameworks that safeguard consumers and facilitate responsible innovation.